Personal Finance ► JJ's La Puerta

Sep 3

The Real Cost of Credit Inflation on Personal Finance

Credit Inflation: How Borrowing Excess Devalues Financial Discipline We live in a world where credit is everywhere. Want a new phone? Pay in 12 easy installments. Need groceries? Put them on a card. Thinking about a

Jul 10

The Hidden Costs of Credit Card Shopping Habits

Credit Shopping: The Dangers of Living in Debt Living on credit can feel effortless. Swipe, confirm, walk away with what you want — no immediate sacrifice, no second thoughts. But credit shopping, especially when

May 22

The Tax Rules Behind Personal and Business Loans

How Loans Affect the Tax Burden Loans aren’t just about cash flow or credit scores — they shape how you show up on your tax return. Every time you borrow, whether for business or personal reasons, you’re also

Apr 26

Are Your Credit Card Habits Hurting Your Finances?

Mistakes When Using Credit Cards Credit cards can be powerful tools or financial traps — it all depends on how you use them. For many people, the problem isn’t the plastic itself, but the habits that come with it.

Feb 13

Who Gets Favorable Loans? The Truth Behind Lending Scores

Why Favorable Loans Are Not Available to Everyone: How Banks Rank Clients Favorable loans — low interest, flexible terms, minimal fees — sound like the perfect tool to help people get ahead. But in reality, those